Pay in monthly installments (Only available in Denmark, Sweden and Finland)

With our Pay on invoice payment method you are entitled to purchase up to 5 000kr worth of products and will receive 30 days credit. You will receive the invoice along with your purchase. An administration fee of 29kr will be added to your total order amount. The amount should be settled in our account by the last day of the month. If payment is fulfilled according to our terms then no further charges will apply. If payment is not received in time a further 50kr will be charged to your balance. If you choose part payment or if payment is not received in full, the balance will automatically be transferred to a InWearshop.com account payable over 18 months. Credit approval will be carried out per default.

InWearshop.com customer account is free to set up and has a benefit of being able to part-pay the balance in instalments. The amount payable is stated on a monthly statement, which also details all items purchased, and payments to date. The minimum amount required for an instalment is 1/18 of the total balance, which includes interest and an administration fee; this needs to be at least 50kr. If you wish to extend the paying off time, to a maximum 36 months, you will need to contact our Customer Service.

You can at any time pay off parts or the whole amount in advance without any extra fee.

You are allowed to use two payment-free months a year. The first four months cannot be used as payment-free months and you need to make four consecutive payments before a new payment-free month is eligible. The interest for the payment-free months is added to the total outstanding balance and using a payment-free period extends the repayment period.

The interest is 1.71% per month and is calculated on the balance at the last day of the month. The administration fee of 29kr per month is added to the balance. Nominal annual interest is 20.52%. The effective interest on 10 000kr will be 30.2%. The interest is subject to changes due to the political climate, changes in the cost of borrowing or other costs that might occur after the date stated below.

A person who has applied and been approved credit is held accountable to repaying the debt. If payments are not submitted on time, the full balance is due to payment, if the outstanding balance amounts to more than a tenth of the total amount payable. You will be charged a fee of 50kr for each payment reminder. Interest on arrears will be charged with 2.5% per month. Any costs related to possible collection of debts are applied according to existing law. Creditor

The creditor is Collector Credit AB (company no. 556597-0513) in collaboration with International BZT Companys AB. If you have any further queries you are welcome to contact the Collector Credit AB customer service at +46 317502100

Change of name or address of the account holder should be reported to Collector Credit AB and InWearshop.com. InWearshop.com customer account has the right to convey and/or pledge the outstanding amount to another creditor.

It is usual for a credit of 5 000kr to be approved for new accounts. This credit can be extended to up to 10 000kr after credit approval has been made. InWearshop.com reserves the right to limit the credit amount. We will examine all credit applications.

All costs and interest rates in the terms is valid as per 2007-09-01.